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The crisis speaks to the need for credit among struggling Toledoans despite the predatory tactics.

The crisis speaks to the need for credit among struggling Toledoans despite the predatory tactics.

Local initiative; employers collaborating

Gary Moore, Professor of Finance during the University of Toledo, defines pay day loans as “risky loans [that offer financial possibilities to] those who otherwise couldn’t get loans. You don’t want to cut individuals down, but you don’t want people you need to take advantage of.”

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